Posts Tagged ‘bcbs. health care’

Health Care Ordeal

Written by Elena @The Art of Making a Baby. Posted in Pre-CONCEPTION

You guys will NOT believe this SHIT!

So I am all pumped about my new health insurance policy with maternity option being issued effective March 1st, so that we can start trying in May (03.01 + 30 days before conception= April, which would put me at due date over New Year’s Eve, so May was the plan)….

I spend hours thinking about receiving policy documents in the mail so that I can review all the benefits and marvel at how good it is ( yeah I am weird that way)…

Today, I wake up early to get in some last minutes studying for my exam, drive to the exam site, take 25 minutes out of the allowed 1 hour 30 minutes to pass it, drive home singing The All American Rejects, and check the mail to see the package from Blue Cross and Blue Shield with my new policy documents…

I skip back to the house, tear the envelope open and dig in….

After about 10 minutes of looking through it, I am starting to get worried because I do not see the MATERNITY benefit ANYWHERE on there. I start to panic. I call BCBS membership services, who cheerfully inform me that I am IN FACT CORRECT and there IS NOT a maternity benefit on the policy.

I AM FURIOUS!!!!!! I am so angry the words can’t describe it!

I spent 6(!!!) MONTHS , literally 6 months working on this policy, following up, making corrections, dealing with my somewhat incompetent agent, signing, mailing, faxing, etc.

And now I am informed that it’s not freaking there!

I’ve spent the last 5 hours of what should have been a good day on the phone with BCBS trying to figure this out.
I get different answers from different people within different departments.

I am too tired at this point to be able to recap what I am being told by all these people and I doubt you’d care.

Tomorrow a supervisor is supposed to look into it even further, but for now I am bummed. Majorly Utterly Bummed.

I am tired of pushing this whole baby making business month by month…not because I can’t wait to have babies. To be honest  I just simply want to get it over with. Get pregnant and THEN deal with whether I think babies is a good idea. Because if I am forced to think about it too much longer, I might decide against it :) LOL {ok, for those really dumb ones on thebump.com- THAT WAS SARCASM)

And I simply don’t believe in unplanned pregnancies.  Turning off your brain and logic and just getting pregnant is not my cup of tea. There’s too many things that can be done better if they’re planned properly when it comes to pregnancy and babies. To simply ignore that is silly.

To read more about my extensive preparation for pregnancy, click here

Sadness

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