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Preparations Part II: Health Insurance

Written by Elena @The Art of Making a Baby. Posted in Pre-CONCEPTION

Read Preconception part I here

November  was a month away when I realized that there was no way I could be ready to start trying. So we decided to postpone it 3 more months to allow adequate time for 3 months of “off the pill” cycle and finish up the more mundane planning tasks.

Maternity Coverage:I HATE health insurance companies. I think they’re are some of the most rotten companies on the planet, bent on doing nothing but finding way to deny claims and cover nothing. I had been with Humana a while back and it was miserable. A year ago I switched BCBS and have been relatively happy with the coverage. However, it came time to add materity coverage. The deal with maternity coverage is that you have to start it 30 days before conception or nothing will be covered. When I called BCBS, I found out that my particular policy only had 1 option for maternity, and a very sucky one, if you ask me ($2500 deductible and then 50% co-insurance- SAY WHAT?). I might as well go and pay it all out of pocket.
Then I was educated about a new plan that just came out under Obama Care ( YAY for Obama!). And by educated, I meant , I was told one exists but the salespeople answering the photo were too dumb to explain it to me and to know what’s covered. The excuse was “It’s a new plan!” – I don’t care- I’m not going to sign up for something you can’t even tell me details about.

Finally after 5 phone calls ( seriously), i was told that the plan, in fact has a co-pay of $35 for the first prenatal visit and then every other visit is free, until I get admitted for delivery and at that point it’s $150/day at the hospital. That’s seriously kick ass! It costs an additional $217 a month, but in my book it’s well worth it.

So all paperwork was filled out and mailed out, however based on the incometency of everyone I encountered at the sale call center of BCBS, I don’t expect it to be “fast-tracked”. So there I sit and wait for 6-8 weeks of promised time to have my policy underwritten and issued. Bummer!

As it’s looking now, the policy will be issued some time in January, hopefully right in time for February conception, in case we do indeed get pregnant the first month ( which of course I don’t think will happen)

That being said about health insurance, I had also tried taking care of dental insurance ( switched plans) and I am waiting again… for the policy to be issued so that i could go get my wisdom teeth extracted before the end of the year and also my pre-conception cleaning done.
You might ask why i need to worry about my wisdom teeth… Well, two of them are partially impacted, which means they’re breading ground for bacteria. The last thing I want to happen when I get pregnant is have one of my wisdom teeth get infected and need antibiotics or worse, extraction.

My goal  is to have a completely clean, calm healthy body going into conception: no inflammations, no antibiotics, no toxins.  That is why I am making sure that any possible complication is forseen and taken care of.

Which brings me to:

Vaccinations and Testing

Having a daughter

Written by Elena @The Art of Making a Baby. Posted in FUN TIMES

I really do hope we end up having a daughter. There are so many fun things I can think of that we can do together. I adore little girls, precocious Tweens, unruly almost sexy teenage girls. There’s something about girlhood that just can’t be compared to anything else.
I wish to have a girl and to one day whip my hair with her like I did here with Gabby (my friend Leeka’s girl)

We whip our hair back and forth

Toxins

Written by Elena @The Art of Making a Baby. Posted in Pre-CONCEPTION

golf

 

I was reading about environmental toxins last night and one of the things that jumped out at me was pesticides on golf courses. It said due to constant spraying schedules of golf courses it’s best to avoid buying a house on a golf course if you’re planning to get pregnant. Well, shit… What am I supposed to do now? We live very much on a golf course! I am already going to impose a home arrest and now I can’t even walk in my own yard???

Note to self: get their spraying schedule.

golf

Preparations, Part I

Written by Elena @The Art of Making a Baby. Posted in Pre-CONCEPTION

IMG_0912

So the first step to our pre-conception pre was a doctor’s visit.

However, in reality, it started long before that. Initially, the plan was to start trying in Nov 2010, so that if things worked right away, we’d have an August baby. We don’t believe in Horoscopes, however there’s some truth to horoscope signs and we are both Leo ( me, the textbook Leo, and AJ, a more influenced by environment and upbringing Leo), so we thought it’ be cool to have another Leo in our family.

The decision

Written by Elena @The Art of Making a Baby. Posted in Pre-CONCEPTION

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It all started like this:

After 7.5 years of marriage we decided that i might be time to have a kid. We had done some travelling, worked hard, partied harder, had fun together, had fun with friends. We had gotten 4 cats, a huge house with 5 bedrooms, a SUV that could fit 5 people. I had had a chance to work as a model in New York and Miami for a few years ( stopped right before i was gonna get shipped off to Europe). We had survived the toughest financial times during the great recession and now…  Well there was nothing else fun left to do, but start a family.